The first and obvious thing to do is to get your self to a point of safety. Try and obtain an assessment of the extent of your injuries.
Have someone call 911 for emergency assistance, which should include the police and an ambulance.
Ask people around to see if there are any witnesses. If so, please try and obtain their name and phone number.
Do not engage in significant conversations with the other person involved.
Do try to obtain relevant photos.
It is imperative that the police arrive to document the occurrence, obtain the proper insurance information and respective versions of the accident. Even in a roadway defect accident it is important for the police to document the cause and location of the accident.
We had a recent case in our office involving a metal plate that was not properly secured. Due to the fact that the police were called to the scene and the particular police report documented the condition that was the cause of the accident in a rather detailed manner, we were able to settle the case in the very early stages as soon as the client reached maximum medical improvement. Otherwise, without the police report, the case (still would have been a case without the report) would have to have been taken through full discovery including depositions of all parties in order for the carrier to have a basis for liability assessment.
Obtain emergency room treatment to make sure that all injuries are treated and stable. Very often in a bicycle crash, the rider is in a state of shock with significant amounts of adrenalin running though their system. This often makes it difficult to determine the extent of injury.
After receiving Emergency Room treatment it is important to follow up with a qualified and appropriate medical personnel to treat your injuries and document the problems that you are experiencing.
Often times, especially in a motor vehicle related bicycle crash, the insurance company for the vehicle involved will contact you to try and obtain your version of events. The adjusters or investigators from the insurance company are working to get a favorable version or often times spin of the facts of the occurrence in their favor in an effort to minimize their financial exposure.
You are better off not speaking with the insurance company until you have at least sought the advice of counsel.
After you have stabilized your injury, this is often the best time to reach out for representation.
Our firm will make sure that all your questions are answered. We will make sure that you have a complete understanding of how your medical bills will be paid. We will make an appointment to come to you at a time that is convenient for you. We will contact the insurance company on your behalf. We will conduct the initial investigation into the cause of the occurrence. We will gather your medical records directly from your providers and commence your case as soon as beneficial to your particular situation.
If you or someone you know has been injured in a bicycle accident as a result of the negligence of another, please call for a free consultation with no obligation.